diff --git a/Debug App/Resources/Localized Views/Base.lproj/Main.storyboard b/Debug App/Resources/Localized Views/Base.lproj/Main.storyboard
index ad63005ba..2ec5fd1e0 100644
--- a/Debug App/Resources/Localized Views/Base.lproj/Main.storyboard	
+++ b/Debug App/Resources/Localized Views/Base.lproj/Main.storyboard	
@@ -1235,13 +1235,13 @@
                                                     <stackView opaque="NO" contentMode="scaleToFill" axis="vertical" spacing="7" translatesAutoresizingMaskIntoConstraints="NO" id="vYu-uC-Lwg" userLabel="Surcharge Stack View">
                                                         <rect key="frame" x="0.0" y="51" width="374" height="58"/>
                                                         <subviews>
-                                                            <label opaque="NO" userInteractionEnabled="NO" contentMode="left" horizontalHuggingPriority="251" verticalHuggingPriority="251" text="Apple Pay" textAlignment="natural" lineBreakMode="tailTruncation" baselineAdjustment="alignBaselines" adjustsFontSizeToFit="NO" translatesAutoresizingMaskIntoConstraints="NO" id="eF4-2g-Y8U">
+                                                            <label opaque="NO" userInteractionEnabled="NO" contentMode="left" horizontalHuggingPriority="251" verticalHuggingPriority="251" text="Card Network surcharge" textAlignment="natural" lineBreakMode="tailTruncation" baselineAdjustment="alignBaselines" adjustsFontSizeToFit="NO" translatesAutoresizingMaskIntoConstraints="NO" id="eF4-2g-Y8U" userLabel="Card Network">
                                                                 <rect key="frame" x="0.0" y="0.0" width="374" height="17"/>
                                                                 <fontDescription key="fontDescription" type="system" weight="semibold" pointSize="14"/>
                                                                 <nil key="textColor"/>
                                                                 <nil key="highlightedColor"/>
                                                             </label>
-                                                            <textField opaque="NO" contentMode="scaleToFill" horizontalHuggingPriority="248" contentHorizontalAlignment="left" contentVerticalAlignment="center" borderStyle="roundedRect" placeholder="e.g. customer_1234" textAlignment="natural" minimumFontSize="17" translatesAutoresizingMaskIntoConstraints="NO" id="XRQ-T7-rG4">
+                                                            <textField opaque="NO" contentMode="scaleToFill" horizontalHuggingPriority="248" contentHorizontalAlignment="left" contentVerticalAlignment="center" borderStyle="roundedRect" placeholder="Amount " textAlignment="natural" minimumFontSize="17" translatesAutoresizingMaskIntoConstraints="NO" id="XRQ-T7-rG4">
                                                                 <rect key="frame" x="0.0" y="24" width="374" height="34"/>
                                                                 <fontDescription key="fontDescription" type="system" pointSize="14"/>
                                                                 <textInputTraits key="textInputTraits"/>
@@ -1327,7 +1327,6 @@
                         <outlet property="applePayShippingContactPhoneSwitch" destination="5AD-oh-3KE" id="2lJ-0f-1Zm"/>
                         <outlet property="applePayShippingControlStackView" destination="hmd-vB-Ft9" id="LCC-bs-UVf"/>
                         <outlet property="applePayShippingDetailsSwitch" destination="l2a-lu-nlK" id="RbG-0x-lQg"/>
-                        <outlet property="applePaySurchargeTextField" destination="XRQ-T7-rG4" id="dnh-ml-Uz0"/>
                         <outlet property="applyThemingSwitch" destination="Xts-VY-QHZ" id="qQC-rP-kmS"/>
                         <outlet property="billingAddressCityTextField" destination="b68-sT-v40" id="537-Vp-BCo"/>
                         <outlet property="billingAddressCountryTextField" destination="Gxo-QT-E5X" id="8Yg-xu-Kez"/>
@@ -1380,6 +1379,7 @@
                         <outlet property="surchargeGroupStackView" destination="32O-OV-0ey" id="FDB-vq-q3D"/>
                         <outlet property="surchargeStackView" destination="vYu-uC-Lwg" id="7yI-tG-axF"/>
                         <outlet property="surchargeSwitch" destination="9eb-B5-B2t" id="bc9-Bn-FWV"/>
+                        <outlet property="surchargeTextField" destination="XRQ-T7-rG4" id="dnh-ml-Uz0"/>
                         <outlet property="test3DSScenarioTextField" destination="io7-2z-MxC" id="Cy0-nh-2P5"/>
                         <outlet property="test3DSStackView" destination="fxV-mt-ulz" id="65c-eM-qZo"/>
                         <outlet property="testErrorDescriptionTextField" destination="dNP-tk-egr" id="0np-AM-Wdo"/>
@@ -1910,13 +1910,13 @@
             <color white="0.0" alpha="1" colorSpace="custom" customColorSpace="genericGamma22GrayColorSpace"/>
         </systemColor>
         <systemColor name="placeholderTextColor">
-            <color red="0.23529411759999999" green="0.23529411759999999" blue="0.26274509800000001" alpha="0.29803921570000003" colorSpace="custom" customColorSpace="sRGB"/>
+            <color red="0.23529411764705882" green="0.23529411764705882" blue="0.2627450980392157" alpha="0.29803921568627451" colorSpace="custom" customColorSpace="sRGB"/>
         </systemColor>
         <systemColor name="systemBackgroundColor">
             <color white="1" alpha="1" colorSpace="custom" customColorSpace="genericGamma22GrayColorSpace"/>
         </systemColor>
         <systemColor name="systemRedColor">
-            <color red="1" green="0.23137254900000001" blue="0.18823529410000001" alpha="1" colorSpace="custom" customColorSpace="sRGB"/>
+            <color red="1" green="0.23137254901960785" blue="0.18823529411764706" alpha="1" colorSpace="custom" customColorSpace="sRGB"/>
         </systemColor>
     </resources>
 </document>
diff --git a/Debug App/Sources/Model/CreateClientToken.swift b/Debug App/Sources/Model/CreateClientToken.swift
index d387591ab..45b39945d 100644
--- a/Debug App/Sources/Model/CreateClientToken.swift	
+++ b/Debug App/Sources/Model/CreateClientToken.swift	
@@ -376,21 +376,24 @@ struct ClientSessionRequestBody {
             var extraMerchantData: [String: Any]?
             var captureVaultedCardCvv: Bool?
             var merchantName: String?
+            var networks: NetworkOptionGroup?
 
             enum CodingKeys: CodingKey {
-                case surcharge, instalmentDuration, extraMerchantData, captureVaultedCardCvv, merchantName
+                case surcharge, instalmentDuration, extraMerchantData, captureVaultedCardCvv, merchantName, networks
             }
 
             init(surcharge: SurchargeOption?,
                  instalmentDuration: String?,
                  extraMerchantData: [String: Any]?,
                  captureVaultedCardCvv: Bool?,
-                 merchantName: String?) {
+                 merchantName: String?,
+                 networks: NetworkOptionGroup?) {
                 self.surcharge = surcharge
                 self.instalmentDuration = instalmentDuration
                 self.extraMerchantData = extraMerchantData
                 self.captureVaultedCardCvv = captureVaultedCardCvv
                 self.merchantName = merchantName
+                self.networks = networks
             }
 
             func encode(to encoder: Encoder) throws {
@@ -409,27 +412,36 @@ struct ClientSessionRequestBody {
                     let jsonString = String(data: jsonData, encoding: .utf8)
                     try container.encode(jsonString, forKey: .extraMerchantData)
                 }
-                
+
+                if let captureVaultedCardCvv = captureVaultedCardCvv {
+                    try container.encode(captureVaultedCardCvv, forKey: .captureVaultedCardCvv)
+                }
+
                 if let merchantName = merchantName {
                     try container.encode(merchantName, forKey: .merchantName)
                 }
+
+                if let networks = networks {
+                    try container.encode(networks, forKey: .networks)
+                }
             }
 
             init(from decoder: Decoder) throws {
                 let container = try decoder.container(keyedBy: CodingKeys.self)
+
                 surcharge = try container.decodeIfPresent(SurchargeOption.self, forKey: .surcharge)
                 instalmentDuration = try container.decodeIfPresent(String.self, forKey: .instalmentDuration)
 
-                let jsonString = try container.decodeIfPresent(String.self, forKey: .extraMerchantData)
-                if let jsonData = jsonString?.data(using: .utf8) {
+                if let jsonString = try container.decodeIfPresent(String.self, forKey: .extraMerchantData),
+                   let jsonData = jsonString.data(using: .utf8) {
                     extraMerchantData = try JSONSerialization.jsonObject(with: jsonData) as? [String: Any]
                 } else {
                     extraMerchantData = nil
                 }
-                
-                merchantName = try container.decodeIfPresent(String.self, forKey: .merchantName)
 
-                captureVaultedCardCvv = try container.decodeIfPresent(Bool.self, forKey: .captureVaultedCardCvv) ?? false
+                captureVaultedCardCvv = try container.decodeIfPresent(Bool.self, forKey: .captureVaultedCardCvv)
+                merchantName = try container.decodeIfPresent(String.self, forKey: .merchantName)
+                networks = try container.decodeIfPresent(NetworkOptionGroup.self, forKey: .networks)
             }
 
             var dictionaryValue: [String: Any]? {
@@ -447,15 +459,19 @@ struct ClientSessionRequestBody {
                     dic["extraMerchantData"] = extraMerchantData
                 }
 
-                if let captureVaultedCardCvv = captureVaultedCardCvv, captureVaultedCardCvv == true {
+                if let captureVaultedCardCvv = captureVaultedCardCvv {
                     dic["captureVaultedCardCvv"] = captureVaultedCardCvv
                 }
-                
+
                 if let merchantName = merchantName {
                     dic["merchantName"] = merchantName
                 }
 
-                return dic.keys.count == 0 ? nil : dic
+                if let networks = networks {
+                    dic["networks"] = networks.dictionaryValue
+                }
+
+                return dic.isEmpty ? nil : dic
             }
         }
 
@@ -472,8 +488,39 @@ struct ClientSessionRequestBody {
                 return dic.keys.count == 0 ? nil : dic
             }
         }
-    }
 
+        struct NetworkOptionGroup: Codable {
+            var VISA: NetworkOption?
+            var MASTERCARD: NetworkOption?
+            var JCB: NetworkOption?
+
+            var dictionaryValue: [String: Any]? {
+                var dic: [String: Any] = [:]
+
+                if let VISA = VISA {
+                    dic["VISA"] = VISA.dictionaryValue
+                }
+
+                if let MASTERCARD = MASTERCARD {
+                    dic["MASTERCARD"] = MASTERCARD.dictionaryValue
+                }
+
+                if let JCB = JCB {
+                    dic["JCB"] = JCB.dictionaryValue
+                }
+
+                return dic.isEmpty ? nil : dic
+            }
+        }
+
+        struct NetworkOption: Codable {
+            var surcharge: SurchargeOption
+
+            var dictionaryValue: [String: Any] {
+                return ["surcharge": surcharge.dictionaryValue ?? [:]]
+            }
+        }
+    }
 }
 
 extension Encodable {
diff --git a/Debug App/Sources/View Controllers/Merchant Helpers/MerchantHelpers.swift b/Debug App/Sources/View Controllers/Merchant Helpers/MerchantHelpers.swift
index 985e99012..e1998dcd3 100644
--- a/Debug App/Sources/View Controllers/Merchant Helpers/MerchantHelpers.swift	
+++ b/Debug App/Sources/View Controllers/Merchant Helpers/MerchantHelpers.swift	
@@ -98,7 +98,8 @@ struct MerchantMockDataManager {
             instalmentDuration: "test",
             extraMerchantData: extraMerchantData,
             captureVaultedCardCvv: false,
-            merchantName: nil))
+            merchantName: nil,
+            networks: nil))
 
     static var extraMerchantData: [String: Any] = [
         "subscription": [
diff --git a/Debug App/Sources/View Controllers/MerchantSessionAndSettingsViewController.swift b/Debug App/Sources/View Controllers/MerchantSessionAndSettingsViewController.swift
index ad6cf445d..65f6f9335 100644
--- a/Debug App/Sources/View Controllers/MerchantSessionAndSettingsViewController.swift	
+++ b/Debug App/Sources/View Controllers/MerchantSessionAndSettingsViewController.swift	
@@ -127,7 +127,7 @@ class MerchantSessionAndSettingsViewController: UIViewController {
 
     @IBOutlet weak var surchargeSwitch: UISwitch!
     @IBOutlet weak var surchargeStackView: UIStackView!
-    @IBOutlet weak var applePaySurchargeTextField: UITextField!
+    @IBOutlet weak var surchargeTextField: UITextField!
 
     @IBOutlet weak var primerSDKButton: UIButton!
     @IBOutlet weak var primerHeadlessSDKButton: UIButton!
@@ -525,19 +525,35 @@ class MerchantSessionAndSettingsViewController: UIViewController {
                                                                                     instalmentDuration: nil,
                                                                                     extraMerchantData: nil,
                                                                                     captureVaultedCardCvv: enableCVVRecaptureFlowSwitch.isOn,
-                                                                                    merchantName: nil)
+                                                                                    merchantName: nil,
+                                                                                    networks: nil)
 
             clientSession.paymentMethod?.options?.PAYMENT_CARD = option
         }
-        
-        let applePayOptions = ClientSessionRequestBody.PaymentMethod.PaymentMethodOption(surcharge: nil,
-                                                                                instalmentDuration: nil,
-                                                                                extraMerchantData: nil,
-                                                                                captureVaultedCardCvv: nil,
-                                                                                merchantName: "Primer Merchant iOS")
 
+        let applePayOptions = ClientSessionRequestBody.PaymentMethod.PaymentMethodOption(surcharge: nil,
+                                                                                         instalmentDuration: nil,
+                                                                                         extraMerchantData: nil,
+                                                                                         captureVaultedCardCvv: nil,
+                                                                                         merchantName: "Primer Merchant iOS",
+                                                                                         networks: nil)
         clientSession.paymentMethod?.options?.APPLE_PAY = applePayOptions
-        
+
+        if let text = surchargeTextField.text, let amount = Int(text), surchargeSwitch.isOn {
+            let surcharge = ClientSessionRequestBody.PaymentMethod.SurchargeOption(amount: amount)
+            var networkOptionGroup = ClientSessionRequestBody.PaymentMethod.NetworkOptionGroup()
+            networkOptionGroup.VISA = ClientSessionRequestBody.PaymentMethod.NetworkOption(surcharge: surcharge)
+            networkOptionGroup.JCB = ClientSessionRequestBody.PaymentMethod.NetworkOption(surcharge: surcharge)
+            networkOptionGroup.MASTERCARD = ClientSessionRequestBody.PaymentMethod.NetworkOption(surcharge: surcharge)
+            let paymentCardOptions = ClientSessionRequestBody.PaymentMethod.PaymentMethodOption(surcharge: nil,
+                                                                                                instalmentDuration: nil,
+                                                                                                extraMerchantData: nil,
+                                                                                                captureVaultedCardCvv: nil,
+                                                                                                merchantName: "Primer Merchant iOS",
+                                                                                                networks: networkOptionGroup)
+            clientSession.paymentMethod?.options?.PAYMENT_CARD = paymentCardOptions
+        }
+
         if let metadata = metadataTextField.text, !metadata.isEmpty {
             clientSession.metadata = MetadataParser().parse(metadata)
         }
diff --git a/Sources/PrimerSDK/Classes/PCI/Tokenization View Models/FormsTokenizationViewModel/CardFormPaymentMethodTokenizationViewModel.swift b/Sources/PrimerSDK/Classes/PCI/Tokenization View Models/FormsTokenizationViewModel/CardFormPaymentMethodTokenizationViewModel.swift
index a3f90544c..1dc7805d5 100644
--- a/Sources/PrimerSDK/Classes/PCI/Tokenization View Models/FormsTokenizationViewModel/CardFormPaymentMethodTokenizationViewModel.swift	
+++ b/Sources/PrimerSDK/Classes/PCI/Tokenization View Models/FormsTokenizationViewModel/CardFormPaymentMethodTokenizationViewModel.swift	
@@ -142,7 +142,7 @@ class CardFormPaymentMethodTokenizationViewModel: PaymentMethodTokenizationViewM
                 clientSessionActionsModule.selectPaymentMethodIfNeeded(self.config.type, cardNetwork: cardNetwork.network.rawValue)
             }
             .done {
-                self.configurePayButton(cardNetwork: cardNetwork.network)
+                self.configureAmountLabels(cardNetwork: cardNetwork.network)
             }
             .catch { _ in }
         }
@@ -697,13 +697,16 @@ class CardFormPaymentMethodTokenizationViewModel: PaymentMethodTokenizationViewM
         }
     }
 
-    func configurePayButton(cardNetwork: CardNetwork?) {
-        var amount: Int = AppState.current.amount ?? 0
+    func configureAmountLabels(cardNetwork: CardNetwork?) {
 
-        if let surcharge = alternativelySelectedCardNetwork?.surcharge ?? cardNetwork?.surcharge {
-            amount += surcharge
+        if let surcharge = alternativelySelectedCardNetwork?.surcharge ?? cardNetwork?.surcharge,
+        PrimerAPIConfigurationModule.apiConfiguration?.clientSession?.order?.merchantAmount == nil {
+            configureSurchargeLabel(surchargetAmount: surcharge)
+        } else {
+            hideSurchargeLabel()
         }
 
+        var amount: Int = AppState.current.amount ?? 0
         configurePayButton(amount: amount)
     }
 
@@ -720,6 +723,18 @@ class CardFormPaymentMethodTokenizationViewModel: PaymentMethodTokenizationViewM
         }
     }
 
+    func configureSurchargeLabel(surchargetAmount: Int) {
+        DispatchQueue.main.async {
+            print(surchargetAmount)
+        }
+    }
+
+    func hideSurchargeLabel() {
+        DispatchQueue.main.async {
+            print("hideSurchargeLabel")
+        }
+    }
+
     override func submitButtonTapped() {
         self.uiModule.submitButton?.startAnimating()
         let viewEvent = Analytics.Event.ui(
@@ -985,7 +1000,7 @@ extension CardFormPaymentMethodTokenizationViewModel: PrimerTextFieldViewDelegat
                 clientSessionActionsModule.selectPaymentMethodIfNeeded(self.config.type, cardNetwork: network)
             }
             .done {
-                self.updateButtonUI()
+                self.configureAmountLabels(cardNetwork: cardNetwork)
             }
             .catch { _ in }
 
@@ -997,22 +1012,13 @@ extension CardFormPaymentMethodTokenizationViewModel: PrimerTextFieldViewDelegat
                 clientSessionActionsModule.unselectPaymentMethodIfNeeded()
             }
             .done {
-                self.updateButtonUI()
+                self.configureAmountLabels(cardNetwork: cardNetwork)
             }
             .catch { _ in }
         }
     }
 }
 
-extension CardFormPaymentMethodTokenizationViewModel {
-
-    private func updateButtonUI() {
-        if let amount = AppState.current.amount, self.uiModule.isSubmitButtonAnimating == false {
-            self.configurePayButton(amount: amount)
-        }
-    }
-}
-
 extension CardFormPaymentMethodTokenizationViewModel: SFSafariViewControllerDelegate {
 
     func safariViewControllerDidFinish(_ controller: SFSafariViewController) {